What documents do I need to start the application process?

Insure you have the mortgage that is right for you. Let us formulate a mortgage that best fits your financial objectives.

Please find below a checklist of documents that is required for ust to determine lender-buyer correlation.

1) Agreement of purchase and sale.

2) Copy of 2 items of identification.

3) Proof of down payment (can be provided in one or more of the following documents ):

-3 month saving/chequing account history

- Investment statements

- RRSP statements

- GIC statements

- Offer to sell if down payment comes from sale of exitsting property.

4) Income

Please prepare your income letters, last 2 pay slips, T4 for 2003, tax assessment for last 2 years.

5) If your credit is new, bank reference letter and landlord letter may be required.

6) Mortgage application filled and signed by all applicants ( to be completed at mortgage office ).

7) Lawyer information.

- Name

- Mailing address

- Business telephone number

- Fax number

8) Void cheque.